Did You Know…

♛ C.L.U.E. Home Reports

Uncover insurance loss histories on properties


For Home Buyers:
C.L.U.E. (Comprehensive Loss Underwriting Exchange) Report provides a five-year insurance loss history for a given address, without divulging personal and private information about a property owner. If the report for a property indicates has not sustained an insurance loss within the past five years, a buyer can feel comfortable that insurance loss history of the property should not impact the availability or pricing of homeowners insurance. This may give your home an advantage over one where the insurance loss history is not known.

The C.L.U.E.  Report provides dates of claims, insurance company(ies) involved, the type of policy, whether loss was related to a named catastrophe (hurricane, etc.), location of the loss (on or off property), the amount paid and cause of the loss.

For Home Owners:
More homebuyers are requiring home sellers to provide a C.L.U.E. Home Seller’s Disclosure Report as a contingency to a purchase offer. By ordering the C.L.U.E. Home Seller’s Disclosure Report at the time of listing, the smart seller and his/her agent are ready for the first potential buyer to walk in the door. At the same time, a potential buyer will achieve a greater comfort level when making an offer on a property for which the loss history is known.

MAP OF HOMES-Our Activity


We are very grateful that we can help lots of local clients with the sell and purchases of their real estate needs…we also can help clients that are not in the local area! We’d love to explain how we do that!

What’s your home worth? Find out here.
What’s your market doing? Find out here.

4208 AUGUSTA PLACE….is GONE like the WIND!


We were not surprised when this gorgeous home was swept up by a buyer that wasn’t even going to buy until a year from now. After we listed this home and had it on the market, it was less than 24 hours and this home was under contract. It is in a great location, great school district and in great condition.

Our clients, who trusted us with the sell of their home, had some initial reservations when deciding to put their home on the market during the holiday season. After a very thorough initial consultation, working through the details of things to do or not do, they both saw the advantages of selling now and made the great decision to sell during the Holidays.


If you think now is not the time to put your home on the market, there are lots of advantages to this season. This home is proof that the time to sell is NOW…historically low interest rates and extremely low inventory! Don’t hesitate to let us know how we can help you in your goals when it comes to selling your home.


Download your copy of the 12 Days of Christmas ….no the 12 Reasons To Sale During the Holidays

We do things a little differently…  Our purpose is for you to be so satisfied with the help we provide, you think of us as your real estate consultants for life. We specialize in listing and selling homes. Please feel free to ask us any questions, we are here to help you.

Our clients are like family & we strive to treat them that way. They have been magnificent and wonderful to work with! We couldn’t ask for better clients! …Thank you April & Johnnie!



“Going green” means living in a way that’s environmentally friendly. It uses less water, less electricity, and less fuel, conserving natural resources while protecting the environment. It also saves money on utility bills, which is something all homeowners can appreciate. From simple to elaborate, here are a few ways to green your house and property.

Focus On the Light

Replacing your most-used light bulbs with CFLs will lower your electric bill while producing less heat and lasting longer than your incandescent bulbs.

While you’re at it, consider adding dimmer switches, motion sensors, and timers for when you’re away from home in the evening. Also, keep your light bulbs clean: Dirt and grease coats the bulbs and not only reduces the available light, but causes the bulb to burn out sooner.

Mix Your Own Cleaners

Many commercial cleaning products contain bleach and other harsh chemicals. Switch to natural products and solutions you mix up yourself. Clean up hard water deposits with vinegar, for instance, or use it to wash your windows. White vinegar mixed with hydrogen peroxide also sanitizes countertops (killing 99 percent of E. coli).

Go Low-Flow

Low-flow showerheads and faucet aerators (the tip that screws on to the nozzle) cost little and can save about half the water without sacrificing water pressure. Low-flow toilets are another option. Look for a water-saving toilet displaying the WaterSense label. Alternatively, fill a 2-liter bottle with water and drop it in the toilet tank to displace some of the water. This will force the toilet to use less water per flush.

If you’re in the market for a new water heater, consider choosing a tankless water heater. It allows you to use the same amount of water, but it heats the water only when it’s needed, so you save a lot of energy. Wrapping a conventional (tank-based) water heater with a special insulation and insulating all the hot-water pipes also conserves energy.

Spread the Greenery

To really green your house and property, visit your local plant and tree nursery. Outdoors, shade trees not only cut your cooling costs (up to 25 percent), but in the winter, trees and shrubs also break the wind and affect your heating costs. Inside, plants not only make a home feel more comfortable, they also help purify the air and produce oxygen.

Reduce VOCs

Indoors and out, you’re surrounded by volatile organic compounds. VOCs are any carbon-containing substance that “off-gasses” (meaning it becomes a vapor, or evaporates) at room temperature. VOCs pose a significant health hazard. Paints, varnishes, cigarette smoke, pesticides, gasoline and other fuels, various glues and adhesives, cosmetic products, automotive exhaust, even cleaning products are but a few of the items that contain VOCs. When painting, look for low VOC paints, particularly those featuring the Green Seal.

Look for the Energy Star Logo

Getting rid of old appliances and upgrading to new, energy-efficient models can save you a significant amount of money. The EPA suggests replacing any appliance older than 10 years. Select models displaying the Energy Star logo to ensure energy efficiency.

Plant a Garden

Gardening can be a soothing activity, but this project also ensures you have healthy food. Home-grown food costs drastically less, enhances the outdoor environment, and reduces the environmental impact of commercially-bought food. Even if you have a small property, you can use containers and hanging devices to maximize your growing space.

Reduce Your Need for Paper

Register for paperless billing with utility and finance companies, and stop getting as much unsolicited mail as possible. The Federal Trade Commission offers a guide on how to “just say no” to junk mail.

Use Reclaimed Wood

Have a DIY project needing wood? “Used” wood is environmentally friendly and creates a beautiful look. Salvaged lumber can be used anywhere regular wood is used. You can even get creative and build a fence with wood pallets, for instance.

Move the Air

Insulating and sealing your home is critical. Another simple project to lower your heating and cooling costs is installing ceiling fans. In the winter, set the rotation to push warm air downward; in the summer, switch the blade rotation to draw warm air up instead. Moving air makes it feel cooler in the summer as well, allowing you to keep the thermostat a little higher.

As you green your home and lifestyle, be on the lookout for additional incentives. You may be eligible for tax benefits for some energy-saving projects. Going green doesn’t have to be expensive.

Changes Regarding Water Heaters


There are some new National Appliance Energy Conservation Act (NAECA) 2015 Water Heater Regulations that can effect you!

April 16th 2015 is the effective date that applies to the manufacture of water heaters.  Under the new NAECA regulation most water heaters will be larger, requiring more space for installation.

The Department Of Energy (DOE) mandate effective April, 2015 will mean changes for anyone installing a new water heater after April 2015.  The requirements will make the appliances more energy efficient, ut it’s going to mean higher costs and possibly some headaches for homeowners during their installation.

New units will be approximately 2″ taller, 2″ wider and heavier than the same gallon capacity tank you may currently have.  If your unit is in a tight fitting place it may have to be moved to a new location.  Installation will probably take 2 technicians. Because new units are in production right now, there could be delays in obtaining one because of shortages.

The Good News is that new energy efficient water heaters will save money for the homeowner on utility bills and will cut down on excessive energy use.

One side note: When asking the plumber about ways to maintain your hot water heater to avoid the replacement, he stated that if you replace the anode rod every 5-6 years in a new water heater, you will prolong the life span and possibly never have to replace it. If your hot water heater is over 5-6 years old it is too late.


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Ask for: Joi or Guy McKinney, REALTORS® at 214-699-6788